Pagaya (PGY)
not vested
This AI Lender Has Big Upside Potential—And Big Risks
by Peter Frank
Key Points
Pagaya connects lenders and investors using AI to expand credit access without holding loans on its balance sheet.
The company reached profitability in 2025, marking a major shift after years of losses.
Analysts see around 133% upside, but the stock remains highly volatile and sensitive to credit markets.
Source: Market Beat
This AI Lender Has Big Upside Potential—And Big Risks
by Peter Frank
Key Points
Pagaya connects lenders and investors using AI to expand credit access without holding loans on its balance sheet.
The company reached profitability in 2025, marking a major shift after years of losses.
Analysts see around 133% upside, but the stock remains highly volatile and sensitive to credit markets.
Source: Market Beat