Pagaya (PGY)

[winston]

not vested

This AI Lender Has Big Upside Potential—And Big Risks

by Peter Frank

Key Points

Pagaya connects lenders and investors using AI to expand credit access without holding loans on its balance sheet.

The company reached profitability in 2025, marking a major shift after years of losses.

Analysts see around 133% upside, but the stock remains highly volatile and sensitive to credit markets.

Source: Market Beat